Tax Identification Numbers (TIN) are assigned to non-citizens in the US for tax purposes only—This is how they can legally pay
taxes, which is a requirement. It is not common for credit history to be established under these numbers, however it can
happen. Our company checks to see if credit has been established when an applicant provides a TIN and will provide that report
if it’s available. Note: TINs do not provide proof of legal status or eligibility/authorization for work.
All US Citizens will have their Credit History under their Social Security Number (SSN).
Another tip: TINs will always begin with the number 9 and has a 7 or 8 in the fourth digit, for example 9xx-7x-xxxx.
I also would like to point out, if an applicant provides a TIN aka ITIN or doesn’t provide a TIN or SSN, we would still be able to look
for Court Records. Court Records are not tracked by SSN or TINs—All court records are stored by name. We verify court records
by the applicants name, date of birth and other verifying factors.
“New” Fair Housing Class
Disparate Impact Compliance
King County NARPM Chapter and Cascade Real Estate School are excited to offer a seminar
with 3.5 Clock Hours Continuing Education Class for Real Estate Property Manager
Instructor: Rebekah Near
CEO, Orca Information, Inc.
June 25, 2019
1:30 pm – 5:00 pm
Best Western Executive Inn
200 Taylor Ave N
Seattle, WA 98109
The Justice Department, ACLU & Fair Housing Offices are on the hunt for landlords discrimi-
nating against minorities based on their criminal records.
Important Questions We Will Explore:
• Can I continue to deny applicants based on certain criminal records?
• Why could I be sued if I “treat everyone the same”?
• What new procedures should I put in place for denying applicants based on violent crimes?
• What is an “Appeal Process”?
• Should I add special wording to my Rental Criteria to help minimize liability?
For Registration or questions regarding the seminar please contact Lizz Loop at
Lizz@aroundtheclockinc.com or Rebekah Near at Rebekahn@orcainfo-com.com
The IRS Partners in Stealing Your Identity?
By Robert W. Wood – Forbes Contributor
The top dog at the IRS, the IRS Commissioner, admits there’s a problem with illegal immigrants and taxes.
He talked about illegal immigrants, and IRS turning a blind eye. Or maybe worse. The IRS actually wants illegal
immigrants to illegally use your Social Security numbers. IRS Commissioner John Koskinen made the surpris-
ing statement in response to a question from Sen. Dan Coats, R-Ind., at a Senate Finance Committee meeting.
The question was a touchy one. Is the IRS collaborating with taxpayers who file tax returns using fraudulent
information? According to Senator Coats:
What we learned is … the IRS continues to process tax returns with false W-2 information and issue refunds as
if they were routine tax returns. We also learned the IRS ignores notifications from the Social Security Admin-
istration that a name does not match a Social Security number (person has stolen your SS#).
Commissioner Koskinen was asked to explain this. He suggested that as long as the information is being used only
to fraudulently obtain jobs, the IRS was OK with it. In fact, he said that the IRS actually had an interest in helping
the illegal immigrants to crook these rules. It sure seem odd to have any agency chief encouraging illegal immi-
grant to steal your SS#’s
You’ll love this next part. The IRS chief tried to distinguish between the various bad uses and misuses of
someone else’s stolen personal data. It is at least vaguely reminiscent of the flap a year ago that differentiat-
ed President Obama and President Trump over immigration and taxes. Mr. Trump said illegal immigrants get
$4.2 billion in tax credits. A 2011 audit by the Treasury Inspector General for Tax Administration confirmed
that individuals who are not authorized to work in the United States were paid $4.2 billion in refundable cred-
its— using stolen SS#’s and personal data.
Of course, undocumented immigrants cannot legitimately get Social Security numbers, but it seems the IRS
doesn’t care. Besides, they can file taxes with an Individual Taxpayer Identification Number. ITIN.
The recipe goes like this. First, get a Social Security number, (either steal it or illegitimately obtain) then claim
the Earned Income Tax Credit for the last three years. Then, wait for the IRS to send you three years of tax
refunds. The gambit could apparently work even if you never paid taxes, never filed a return, and worked off
the books. And the IRS says this is the way the Earned Income Tax Credit works.
Cautious IRS Commissioner Koskinen himself explained the seemingly bizarre result to Sen. Charles Grassley
(R-Iowa) in 2015. Illegal immigrants covered by the President Obama’s amnesty deal can claim back tax cred-
its for work they performed illegally, even if they never filed a tax return during those years. This written re-
sponse confirming that illegals stealing your SS#’s can get back taxes.
In 2015, IRS Commissioner Koskinen said that to claim a refund, an illegal immigrant would need to have filed
past tax returns. But the IRS chief later corrected himself and said that they can claim the money even if they
never filed tax returns in the past. According to the IRS, illegal immigrants granted amnesty and Social Securi-
ty numbers can claim up to three years of back tax credits.